how to give pocket money

ahkeunggor

hi experienced parents, I have opened UK bank account but the bank cards has not come to us yet. I am told the ATM machines are quite far away. I wonder which way is better in giving her money? I was told I could not apply any supplementary cards/ debit cards for her as she is under 18. Or I should pass money to Guardians which is enough? Thank you for the information.

anitawong21

ahkeunggor 發表於 21-7-13 00:18
hi experienced parents, I have opened UK bank account but the bank cards has not come to us yet. I a ...

可以叫guardian 俾cash佢，或者有D學校可以代家長俾，返扣你戶口。

你係咪HSBC UK？佢可以響香港開HSBC UK户口及申請debit card，如果佢有debit咭，出外買嘢或者上網買都方便，亦可以拑錢。

longlokma

ahkeunggor 發表於 21-7-13 00:18
hi experienced parents, I have opened UK bank account but the bank cards has not come to us yet. I a ...

你女幾歲？

ahkeunggor

回覆 anitawong21 的帖子

I am told only allowed for aged 18?

anitawong21

ahkeunggor 發表於 21-7-13 01:47
回覆 anitawong21 的帖子

I am told only allowed for aged 18?

我仔上年開個人户口時只係14歲，係響尖沙咀簽文件⋯⋯

ahkeunggor

回覆 anitawong21 的帖子

so she can apply for debit card in UK right? i better ask for information. Thank you!

anitawong21

ahkeunggor 發表於 21-7-13 01:58
回覆 anitawong21 的帖子

so she can apply for debit card in UK right? i better ask for information.  ...

她是否已身在英國？我唔清楚可否在英國開！

我老公本身已有HSBC UK premier account，話說有一日早上，佢有D帳戶問題電話聯絡HSBC HK 客服，之後口痕話小朋友要去英國，問可否開英國戶口，跟住客服話幫佢安排，點知當日下午已經有人打電話約佢帶呀仔去簽開戶文件。於是即刻約第二日同呀仔去搞，當時職員仲話如果擔心收唔切debit card，可以幫佢寄去學校，最後大約兩個禮拜已收到由英國寄來debit card，趕得切帶去英國。

不過，佢去到希斯路機場時又搵唔到ATM，學校附近都冇，最近佢學校ATM都要搭一小時車，佢都只係term break去一個town仔玩時拑過一次錢。晌學校多數都係用cash，有時佢上Amazon 買嘢食，有同學答佢單，會俾返cash佢，所以佢都有錢洗。

但有張咭，需要到就好緊要，話說29/6英國天未光時，我突然改到香港隔離酒店，趕得切香港封關前返到嚟。但佢學校離倫敦4小時多車程，佢當時需要盡快出發去希斯路機場做咗3 hrs PCR test先，點知學校安排接送的職員及監護人全部都未瞓醒，舍監就俾我仔整醒咗，但又話佢冇權幫呀仔call車落倫敦，叫我哋自己安排交通。好彩呀仔有張debit card，我哋即刻過筆錢去佢戶口，然後佢自己call車，搵咗好耐，好彩搵到架的士，中午去到倫敦，司機仲肯陪佢去希斯路機場做PCR test。所以危急關頭有張卡都幾緊要

ahkeunggor

I see. Thank you so much.

manman333

有debit card 唔駛專登出去ATM 㩒錢，好多商店，如去超市買野都可以paywave, 30鎊以下交易不用pin, 我經常叫呀仔用卡唔好用現金因為dirty, 同埋找換番來的零錢散碎碎，無咩用。

FennieMan

女13歳已經有debit card （HSBC), 超方便，我哋每個月會自動轉賬入佢戶口。有時佢同學去boots, 超市，外賣，佢幫佢地比先，之後收番cash.  疫情関係，好多外賣都唔收cash, 啲同學知佢有咭，就叫佢比，之後比番cash.

FennieMan

另外你可以問下學校，我哋可以叫舍監每個月代比cash, 之後家長交學費時一併找數

王家爸爸

ahkeunggor 發表於 21-7-13 00:18
hi experienced parents, I have opened UK bank account but the bank cards has not come to us yet. I a ...

你小朋友可以將張ATM卡（debit card）連去Apple Pay，用手機俾錢。亦可以直接用debit card，上網買野。

minmin

manman333 發表於 21-7-13 08:03
有debit card 唔駛專登出去ATM 㩒錢，好多商店，如去超市買野都可以paywave, 30鎊以下交易不用pin, 我經常 ...

我想問如俾我名的debit card阿仔用，
是否會被懷疑佢偷咭呢？

manman333

minmin 發表於 21-7-13 10:40
我想問如俾我名的debit card阿仔用，
是否會被懷疑佢偷咭呢？

去買野用paywave唔駛pin no. 正常唔會對個人証件名，當然就唔係official啦，在你戶口下開張附屬debit card 就最好。

spiderlily

回覆 ahkeunggor 的帖子

My son went to UK at the age of 11.  We applied a debit card for him, which was kind of a supplementary card under us but in his own name.
I think it would be more proper to have the card in his name.

Can apply for a supplementary credit card if over 16, not 18 (for HSBC HK).

ahkeunggor

Thank you for the info. I better act fast

ahkeunggor

回覆 ahkeunggor 的帖子

Is it the case that after opening an UK e.g HSBC, it will give you a debit card? I don't receive anything yet. The web site or the account page did not say anything. The hotline just wait too long for someone to talk to me, even long distance call.....

anitawong21

ahkeunggor 發表於 21-7-14 01:15
回覆 ahkeunggor 的帖子

Is it the case that after opening an UK e.g HSBC, it will give you a debit c ...

https://www.hsbc.com.hk/zh-hk/premier/family/

kcsa

anitawong21 發表於 21-7-13 03:01
她是否已身在英國？我唔清楚可否在英國開！

我老公本身已有HSBC UK premier account，話說有一日早上，佢 ...

記得之前上網睇過資料，如我冇理解錯, Hsbc uk debit card 除咗喺 Hsbc atm攞錢外 , 郵局同部份超市都可以攞現金，記憶好似最多可以攞50磅

anitawong21

kcsa 發表於 21-7-14 10:14
記得之前上網睇過資料，如我冇理解錯, Hsbc uk debit card 除咗喺 Hsbc atm攞錢外 , 郵局同部份超市都可以 ...

郵局可以呀，不過佢學校附近只得一條好細鄉村仔，冇超市，但有一間小型商店，裡面有郵局counter，不過佢哋只有星期日先可以出去嗰間商店買吓嘢，去親郵局counter都冇開工。但其實我仔平時唔多需要用錢，學校賣D零食又太貴，佢寧願上網買。