AISHK

killbill

請問有冇仔女係AISHK嘅家長呢? 我想問下DEBENTURE嘅問題, 究竟個3隻DEBENTURE有咩分別呢?同埋比CAPITAL LEVY有点架呢?因我睇到頭都大埋, 咁多種嘅?
THANKS A LOT!

JUNE

highfive

Don't worry about the 3 different types. Normally only the Depreciating Debenture is available. You pay $100k HKD upon admission and it depreciates by 12.5% each year, so basically it's good for 8 years, after which you'll need to pay again. You will be able to get the balance back if you leave the school before the debenture has completely depreciated.

As for Capital Levy, it's an alternative to the debenture. You pay a yearly fee which is currently $12k HKD. The fee seems to increase every year though so if you plan to stay at the school for more than a couple of years the depreciating debenture should still be a better option.