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本帖最後由 小時了了 於 19-12-27 11:22 編輯
大件仔 發表於 19-12-12 22:15 
可不可以PM你的agent比我呀? 我都有些加拿大的學校問題都問下
https://www.edu-kingdom.com/forum.php?mod=viewthread&tid=3583945&extra=&highlight=%E5%8A%A0%E6%8B%BF%E5%A4%A7&page=6
#117
The cheapest way is using something like HSBC Global Transfer. (I think some other banks like BEA has something similar, not sure.)
Parent open HSBC account in Hong Kong (if not already have one), and activate Global Transfer (need to have Premier or Advance banking account) and set up HSBC Canada account (ie a local HSBC account in Canada) in Hong Kong.
Child open any Canada local bank account, say CIBC, TD, Scotia, HSBC Canada etc.
First, parent use Global Banking to transfer money from HSBC HK to HSBC Canada. No fees for Premier and some fees for Advance. The transfer is instant.
Then, use "Interac etransfer" to transfer money from parent's HSBC Canada account to child's account in canada. Interac is bank to bank transfer by using email address. You need to enquire whether there is a daily transfer limit of Interac.
Banks there are not totally free to use unlimitedly. Using online banking to transfer from parent's account to child's account might not be free. But Interac is always free.
I heard that Scotia Bank has the best package (eg has the most number of free ATM withdrawals or transfers etc every month). TD has lots of branches in the US if that is what you would prefer. Tangerine (subsidiary of Scotia Bank) is a very popular branchless "direct bank", and has a network around the world with banks, so you can withdraw money in other countries with zero or very low fees.
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發表於 19-12-12 10:45
