科技業投資銀行寒冬降臨

ANChan59

在E K不少家長對這兩個行業趨之若鶩，到現在經濟衰退時期，收入大幅下跌，減花紅，減人工就預咗，裁員就雪上加霜，冇得留低！

公司       裁員人數    比例

谷歌        12,000.      6%
Twitter。  6,500.  50%
Amazon.  18,000.  5%
Meta      11,000   13%
Intel     24,000    20%
Stripe                   14%
Salesforce 8,000
小米      6,200.  15%
微軟      10,000.   5%
Bilibili.    2,400    20%

高盛      3,000.   6%
摩根史丹利1,600.    2%
JP 摩根           2%
瑞信      2,700    10%
匯豐             15%
巴克萊     200
花(emoji)           50
Black rock  500

因為查詢網上資料時發覺有不同版本數字，我只係以較多重覆嘅列出嚟。如有錯漏，多多包函。

起跑線跟終點線可能係兩回事，食得鹹魚抵得渴！

ANChan59

stillgood20 發表於 25-5-20 15:12
https://youtu.be/9xQKIWhpgtM?si=HVz-oqZvV3JQBZLR

這视频是刚出，曾煥平仲量聯行主席分析香港楼市和經 ...

多謝分享。

昨天回來香港，今日上國內，遲啲睇返。

*****

簡單啲講，如果只有自住物業，已經還清或者有少少房貨，影響係有限。

stillgood20

ANChan59 發表於 25-5-15 21:58
金管局新聞

2025年第1季末负资产住宅按揭贷款

https://youtu.be/9xQKIWhpgtM?si=HVz-oqZvV3JQBZLR

這视频是刚出，曾煥平仲量聯行主席分析香港楼市和經濟。

這分析是近日，最中肯，中肯！

每一个人/观眾，有不同看法。
往往随各人意願去看事情。(Me too)

一一一一一

现在，香港是經濟下行的方向。

但，花無百日紅。世界各地如是。
而，危机危机。

首先，理清楚，調整好心態。
可能，过得輕松，更可能，逆境中找到好處。

ANChan59

金管局新聞

2025年第1季末负资产住宅按揭贷款
香港金融管理局今日（4月30日）公布2025年第1季末负资产住宅按揭贷款的最新调查结果。

2025年第1季末负资产住宅按揭贷款宗数为40,741宗，2024年第4季末为38,389宗。这些个案主要涉及银行职员的住屋按揭贷款或按揭保险计划的贷款，而这类贷款的按揭成数一般较高。

负资产住宅按揭贷款涉及的金额由2024年第4季末的1,951亿港元，增加至2025年第1季末的2,059亿港元。

负资产住宅按揭贷款中无抵押部分的金额由2024年第4季末的145亿港元，增加至2025年第1季末的164亿港元。

2025年第1季末拖欠3个月以上的负资产住宅按揭贷款比率为0.17%，相较2024年第4季末的0.15%，仍维持于低水平。

必须注意的是，此调查所得数字仅涉及银行提供并已知道为负资产的一按贷款（即欠受访机构的未偿还贷款额超过按揭物业的当前市值），当中并不包括涉及二按，而连同二按计算属于负资产贷款的住宅按揭贷款。由于银行没有客户在二按下的未偿还贷款的资料，因此无法知悉其中有多少宗属于负资产贷款。

受访认可机构的按揭贷款额约占整个银行体系按揭贷款总额的99%。调查结果是经过推算得出，以估计整个银行体系的负资产按揭贷款情况。

******

如果銀行裁員，這些銀行職員負資產人士就十分受影響。

ANChan59

poonseelai 發表於 25-5-14 14:48
有說法話內地將改規則，不可賣樓花，只可賣現樓，如屬實，對地產和銀行也有影響
...

10%人工銀碼上補唔到其他收入損失。

Al只係精簡人手手段之一，先cut 當係可以來做。

poonseelai

ANChan59 發表於 25-5-14 14:29
是否會繼續有其他銀行栽員？加上負資產增加，前景真的不太理想。

有說法話內地將改規則，不可賣樓花，只可賣現樓，如屬實，對地產和銀行也有影響

流浪地球

傳聞嘅野未經證實。純粹吹水。

ANChan59

poonseelai 發表於 25-5-14 12:13
https://hk.finance.yahoo.com/news/%E6%81%92%E7%94%9F-00011-%E6%93%9A%E5%A0%B1%E8%A3%81%E5%93%A1-%E5% ...

是否會繼續有其他銀行栽員？加上負資產增加，前景真的不太理想。

poonseelai

https://hk.finance.yahoo.com/news/%E6%81%92%E7%94%9F-00011-%E6%93%9A%E5%A0%B1%E8%A3%81%E5%93%A1-%E5%8F%97%E5%BD%B1%E9%9F%BF%E9%83%A8%E9%96%80%E9%A4%98%E4%B8%8B%E5%93%A1%E5%B7%A5%E8%A6%81%E9%87%8D%E6%96%B0%E7%94%B3%E8%AB%8B%E8%81%B7%E4%BD%8D-224024372.html?guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAANvoFEDWCAiiFNaoYW5GEZz139hJeFe3pTYd31QuXMlNpdRYJG3PkUmnM2CskPo4XOBANF4eNrH66qPxE8t3r15s5awPZYfg4fihnpWwq8dddIckDlultNT2lilqRAbS53Q9CZRh_-eQ19ikJqBWN9Y-Udi5Vgk5Kpu7UkmdUnHx


恒生也裁員

ANChan59

Microsoft, which is cutting 3% of its headcount, had 228,000 employees as of last June.

The maker of Windows and Word is aiming to reduce management layers.

ANChan59

twhkleung 發表於 25-4-27 13:28
冇左中国个market, 佢地都几大鑊, 有排佢layoff呀!

他們落後台灣幾代，連中國晶片(emoji)在不同類別已經超越他們。

twhkleung

ANChan59 發表於 25-4-23 14:57
Intel to cut over 20% of workforce, Bloomberg News reports

https://www.reuters.com/technology/intel ...

冇左中国个market, 佢地都几大鑊, 有排佢layoff呀!

ANChan59

Intel to cut over 20% of workforce, Bloomberg News reports

https://www.reuters.com/technology/intel-cut-over-20-workforce-bloomberg-news-reports-2025-04-23/

ANChan59

HSBC axes 40 dealmakers in Hong Kong as part of revamp to cut costs, source says

HONG KONG/SYDNEY, Feb 18 (Reuters) - HSBC (HSBA.L), has laid off around 40 investment bankers in Hong Kong, according to a person with direct knowledge of the matter, as part of a global restructuring exercise at the Asia-focused lender to cut costs.

The job cuts in its regional hub Hong Kong started on Monday, said the person and another source with knowledge of the matter, and comes ahead of the London-headquartered bank releasing its full-year results on Wednesday.

At least four managing directors were let go, with three of them based in Hong Kong and one in Singapore, said one of the sources, who declined to be named as the job cuts at the bank were not public.
The most-impacted investment banking sectors are consumer, real estate, resources and energy, as well as mergers and acquisitions, each of which let go around five bankers, according to the source and a third person familiar with the matter.

About four dealmakers each were made redundant at the technology, media and telecommunications division and financial institutions group, while the healthcare and Hong Kong coverage teams also saw a couple of cuts, according to the two sources.

HSBC declined to comment on the latest round of job cuts in Hong Kong. IFR first reported the layoffs on Monday.

Hong Kong-listed shares of HSBC hit an 11-1/2 year high earlier on Tuesday and closed 1.99% higher, outperforming a 1.6% gain in the benchmark Hang Seng Index (.HSI).
Advertisement · Scroll to continue
Its shares in London were up 1.06% in morning trade.

The investment banking job cuts also come after HSBC last month announced plans to wind down its mergers and acquisitions and some equities businesses in Europe and the Americas in a bid to boost returns.

HSBC's latest restructuring is being led by CEO Georges Elhedery, who took the helm in September. He has been taking steps to boost returns and tighten the bank's focus on Asia, where it earns the bulk of its profit.

As part of the overhaul, the bank said in October that it would combine some of its commercial and investment banking businesses and had installed a new leadership structure.

It also planned to carve up its operations into four business lines, namely UK, Hong Kong, corporate and institutional banking, and wealth banking.

終於裁高層了。

ANChan59

elbar 發表於 24-10-16 22:27
California Institute of Technology
Massachusetts Institute of Technology
Stanford University

你上面個表跑在前面都係國內大學，前兩間都係廣東省最好嘅大學，都幾有指標性，典型騰籠換鳥，人頭換人頭。

elbar

ANChan59 發表於 24-10-16 16:21
多謝你的資料。

我有興趣知道有多少找到工作，聽返嚟申請人（不是家屬）有一半找不到工作。

California Institute of Technology
Massachusetts Institute of Technology
Stanford University
University of Cambridge
Harvard University
Princeton University
University of Oxford
National University of Singapore
Yale University
Imperial College London
Columbia University
New York University
University of California, Berkeley
London School of Economics and Political Science

以上名校畢業生竟不是Top 20 最多人申請來港

ANChan59

elbar 發表於 24-10-16 16:00
調查結果顯示，來港人才有22%從事金融行業、17.9%從事創新科技/IT與金融科技/Fintech範疇行業、11.1%從 ...

多謝你的資料。

我有興趣知道有多少找到工作，聽返嚟申請人（不是家屬）有一半找不到工作。

朋友開玩笑勞福局局長年初講有十多萬人來港，為香港帶來340億貢獻，咁如果批多30萬人來香港，咪就係搞掂財赤。每年批30-50萬人，收支平衡不是夢！

elbar

ANChan59 發表於 24-8-23 09:28
一將功成萬骨枯。

我都開心阿仔好早睇到這個現象，在香港再升上去，就要面對部份弄虛作假的所謂report， ...

調查結果顯示，來港人才有22%從事金融行業、17.9%從事創新科技/IT與金融科技/Fintech範疇行業、11.1%從事商貿與專業服務行業、有7.2%計劃創業。

ANChan59

poonseelai 發表於 24-10-14 10:11
本帖最後由 poonseelai 於 24-10-14 10:19 編輯

當我見佢Elon Musk 的 Optimus robot列隊進場時都嚇了 ...

Redeployment 都好正常。

ANChan59

elbar 發表於 24-10-14 09:53
AI取代人工！裁員最多「9大行業」曝光 美國這行11萬人失業

除了個別跟Al進步有關，大部份可能係經濟上面的問題。