That means u conclude by your fd sayings? 40 years means he familar with all the places in UK? Who can believe that? I wish he did some research before spreading rumour like that. Newcastle, but not New Castle, not offensive. Mind u, New Castle is a state of US instead.
Feedback ur sayings of "100K OEA a year better than none", I THINK OTHERWISE.
First, it is not 100K but about 115K. More, It does help many junior CS like me. To me, even the passage allowance which is not entitled to eveyone is a BIG gift. Be considerate to those who pay the whole lump sum by life-long saving. Again, not offensive.
Newcastle and Nottingham two of the worst law and order districts in UK ? U read the stupid report and conclude like that? How about Central London, or HK? Satan and temptation is everywhere, but it absolutely depends on the characters of ur own kid(s). Like the Complete University Guide, those reports are for reference only, but never comprehensive and alwaz with elements of bias. Indeed larger the population, the smaller rate becoz of simple calculation. But on pro rata, the figures is nth or somehow misleading to those ignorant ONLY.