6000學費！點解有津貼都收得咁貴？ - 聖保羅男女中學附屬小學 - 教育王國

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教育王國 › 討論區 › 聖保羅男女中學附屬小學 › 6000學費！點解有津貼都收得咁貴？

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樓主: 健康媽媽	go 6000學費！點解有津貼都收得咁貴？ [複製鏈接]

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	320

21^#

發表於 08-9-10 17:10 |只看該作者

i.c. for 2nd properties, if rent out, the rental income already counted as disposable income. the 10% on the NAV over $500K is double count. If not rent out, there is no cash inflow.

the fee remission is good for those doing business because they have the flexibility to plan, but for working mid-level, not many can enjoy.

in addition, at least the salary tax should be excluded from the disposable income as this is un-avoidable cash outflow.

I'm an accountant but not yet a member of SPCC family. I attended the briefing yesterday and considering whether I should submit the application for my daughter. While there is no doubt that SPCC is a good school, I have hesitations on the school fee. especially i have no idea on how much it will increase in the coming 12 years.

While set high school fee projects a novel image, it shield out students at mid-level with potentials.

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	2095

22^#

發表於 08-9-10 17:26 |只看該作者

I agree with you that taxation paid should be deducted from disposable income in the remission scheme.

Definition of Disposable Income:-

The amount of income left to an individual after taxes have been paid, available for spending and saving.

Seems both rental income and 10% NAV of 2nd property will be taken into account in calculating disposable income, which I also think it will cause double counting of income!

If you think your daughter has potential, why don't you let her try?

原帖由 YanYansweetie 於 08-9-10 17:10 發表
i.c. for 2nd properties, if rent out, the rental income already counted as disposable income. the 10% on the NAV over $500K is double count. If not rent out, there is no cash inflow.

the fee remissi ...

[ 本帖最後由 kittylock 於 08-9-10 18:24 編輯 ]

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	320

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發表於 08-9-10 17:58 |只看該作者

Kittylock

My daughter already got an offer from another DSS, which I think is a good school also. So i'm thinking whether I could afford the fees before go ahead.

Besides tution fee, how much money we have to pay in average per year(e.g. ECA, holiday trips)?

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醒目開學勳章


	2095

24^#

發表於 08-9-10 18:04 |只看該作者

Actually ECA fee and trip cost is very personal and varies greatly from person to person.

As the school requires 1體1音, the kid has to learn at least 1 musical insturment and 1 sport activity (swimming, ping-pong etc). Fee charged very much depends on levels and individual tutors.

So it's really hard to tell how much to pay.

btw, there's not much fees required to pay out besides school fee e.g. outings, visits etc.

原帖由 YanYansweetie 於 08-9-10 17:58 發表
Kittylock

My daughter already got an offer from another DSS, which I think is a good school also. So i'm thinking whether I could afford the fees before go ahead.

Besides tution fee, how much money ...

[ 本帖最後由 kittylock 於 08-9-10 18:14 編輯 ]

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	320

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發表於 08-9-10 18:11 |只看該作者

umm... do you have rough idea for
say participate 1 sports (e.g. fencing introductory) and 1 non-sports (e.g. choir) and 1 trip organized by school during summer.

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醒目開學勳章


	2095

26^#

發表於 08-9-10 18:16 |只看該作者

I've no idea on fencing.

For choir, it is FOC but can only join if the kid is picked by teachers. However, I think you should treat it an additional activity in the scope of music. Yet student still required to learn at least 1 musical instrument.

Not sure whether the school will organise summer trip. Haven't come across it yet!

原帖由 YanYansweetie 於 08-9-10 18:11 發表
umm... do you have rough idea for
say participate 1 sports (e.g. fencing introductory) and 1 non-sports (e.g. choir) and 1 trip organized by school during summer.

[ 本帖最後由 kittylock 於 08-9-11 07:01 編輯 ]

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	320

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發表於 08-9-11 08:42 |只看該作者

Kitty, thanks for the information.

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	1586

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發表於 08-9-12 10:28 |只看該作者

原帖由 kittylock 於 08-9-10 13:00 發表
哈哈！我同朋友呻話出年要加成25%學費，我朋友反而同我講，可以付$60K學費俾聖保羅係一種 "Honour"!!

可能佢地一次性加幅咁大係包埋個 honourable name 嘅價值？！

...

"Honour" doesn't mean that paying high tution fee but is given to someone wholly devote such as below:

http://www2.dbs.edu.hk/gallery/2008-2009/The%20Opening%20Ceremony%20of%20the%20Samuel%20Tak%20Lee%20Building/IMG_3902.jpg

[ 本帖最後由 cman_li 於 08-9-12 10:42 編輯 ]

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醒目開學勳章


	2095

29^#

發表於 08-9-12 12:11 |只看該作者

Actually I'm just kidding!

Don't take the way I interpreted "Honour" too serious....

原帖由 cman_li 於 08-9-12 10:28 發表

"Honour" doesn't mean that paying high tution fee but is given to someone wholly devote such as below:

http://www2.dbs.edu.hk/gallery/2008-2009/The%20Opening%20Ceremony%20of%20the%20Samuel%20Tak%2 ...

[ 本帖最後由 kittylock 於 08-9-12 12:13 編輯 ]

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	1095

30^#

發表於 08-9-14 13:53 |只看該作者

Under the Governement Subsidy Policy,for the $1,200 increase of the school fee, 50% have to be spent on scholarship and remission.

Based on 2007/8 subsidies level, the annual school fee for all DSS Primary Schools with 16 years or above history should be capped at:

$27,103 (subsidies rate) x 3 1/3 = 90,343

http://www.edb.gov.hk/FileManager/TC/Content_741/schcomparison%202c.pdf

http://www.edb.gov.hk/filemanager/tc/content_1489/dssrate_c.pdf

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	320

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發表於 08-9-14 18:10 |只看該作者

根據DSS的資料, spcc 是收了政府准許的最高學費$60,000 (即約$27,103 x 2 1/3), 所以理論上沒有其他直資會收多過$60,000一年.

umm...如spcc以後的加幅是subsidies rate X 2 1/3. 假設 subsidies rate每年加6%, 學費每年相應提高,以後每年的學費可能是:

            Subsidies rate       Tution fee (x 2 1/3)
1st year: $28,750                66,000
2nd year: $30,500                70,000
3rd year: $32,500                75,000
4th year: $34,500                80,000
5th year: $36,500                84,000

以上assumptions的結果是學費每年加約$5,000

[ 本帖最後由 YanYansweetie 於 08-9-15 08:47 編輯 ]

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	1095

32^#

發表於 08-9-14 19:49 |只看該作者

Just to correct YanYansweetie as the factor should be more than 2 1/3 times or is equivalent to 3 1/3 times of the subsidies:

原帖由 YanYansweetie 於 08-9-14 18:10 發表
根據DSS的資料, spcc 是收了政府准許的最高學費$60,000 (即約$27,103 x 2 1/3), 所以理論上沒有其他直資會收多過$60,000一年.

umm...如spcc以後的加幅是subsidies rate X 2 1/3. 假設 subsidies rate每年加6%, 學 ...

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	320

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發表於 08-9-15 08:26 |只看該作者

DSS,
2 1/3 和 3 1/3 的difference, 會吾會是政府的subsidies rate, 即是不需從家長中收取?

[ 本帖最後由 YanYansweetie 於 08-9-15 08:48 編輯 ]

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	320

34^#

發表於 08-9-15 08:36 |只看該作者

關於remission scheme寛鬆與否, 又帶出一個考慮:

寛鬆, 令更多人受惠, 但學校支出由更少人全數承擔, 於是加價壓力更大.

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	1095

35^#

發表於 08-9-15 12:15 |只看該作者

Oops! You are right. 3 1/3 times should be inclusive of the subsidies.

原帖由 YanYansweetie 於 08-9-15 08:26 發表
DSS,
2 1/3 和 3 1/3 的difference, 會吾會是政府的subsidies rate, 即是不需從家長中收取?

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	4514

36^#

發表於 08-9-17 11:08 |只看該作者

so please don't let your children apply the school.

原帖由 健康媽媽 於 08-9-10 11:59 發表
ｓｐｃｃ係好學校係唔會有人懷疑，否則都唔會安排小朋友入讀，但兩堂免費課外活動，其他冇收咁貴的直資一樣有，當你自己出外面俾錢學，都係有限錢，而且我地亦都唔係個個月去旅行、同外展訓練，無可否認學費真係算貴。唔好忘記ｓｐｃｃ仲要有資助而 ...

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	320

37^#

發表於 08-9-17 19:52 |只看該作者

ericby,
請問你是spcc的家長嗎? 你的孩子能在二千人中被選出, 相信一定有很好的實力. 能否向一些準家長share下?

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	287

38^#

發表於 08-9-18 00:26 |只看該作者

關於課外活動....

題外話, 請問摺紙班好玩嗎? 囝囝抽中這班課外活動, 不知他會否覺得太靜態,有d悶呢?!

pls advise! Thanks in advance!

[ 本帖最後由 BillieBug 於 08-9-18 00:39 編輯 ]

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	1046

39^#

發表於 08-9-18 15:54 |只看該作者

Why do you always ask parents not to choose SPCC? Do you know any black sides of this school that no one knows? Can you share with us?

原帖由 ericby 於 08-9-17 11:08 發表
so please don't let your children apply the school.

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