記錄
你小朋友有沒有信用卡，有幾多張？
HKTHK : 0! 不過我嗰啲仲係細 (4-19 16:16)
MC1128 : 無 (4-19 16:18)
Yanamami : 吓？？？？？呢度唔係好多个讀U喎~ (4-19 16:55)
Yanamami : 如果有資格申請，我諗佢会好抗拒被称為“小朋友”｡ (4-19 16:57)
Yanamami : 我叮囑細Y, 以佢性格，千万别申請，死路—條！ (4-19 16:59)
ANChan59 : haha (4-20 00:07)
ANChan59 : He is ok. His self-esteem is fine. (4-20 00:07)
cowmoon : 0。我諗大學生和留學生是必須吧。 (4-19 22:02)
ANChan59 : So how many? What's the credit limit ? (4-19 22:18)
Yanamami : 最min係幾$？一張夠啦啩…… (4-19 23:12)
Yanamami : 其实我唔覚得大学生同留学生有需要……我地果時都無，唔洗用錢~要佢自己有穩定正職先申請就差唔多~視乎性格，無金錢概念最好用cash. (4-19 23:15)
ANChan59 : For his overseas internship trip .... (4-19 23:17)
Yanamami : Credit card等同其他工具—样，唔曉用最好唔用。 (4-19 23:17)
ANChan59 : Of course, cash is a must, credit card(s) as back up. (4-19 23:17)
Yanamami : —張？你預佢有乜洗費？曰常开銷定应急？ (4-19 23:18)
ANChan59 : We fully trust him. His first credit card is under CEO, every time he used it, he informed CEO the reason and amount. (4-19 23:19)
ANChan59 : Emergency ... he has his personal one - Visa after 18. CEO suggested him to have a Master card as back up. (4-19 23:20)
Yanamami : 你仔信得过既~~我果張set min簽賬額两万~ (4-19 23:21)
Yanamami : 英国唔係有debit card? 美有类似？ (4-19 23:22)
ABC-DAD : Max嘩 (4-19 23:32)
ANChan59 : He will go to New York and not London. (4-19 23:37)
ANChan59 : Similar credit limit for himself. (4-19 23:39)
Yanamami : 所以问你美国有無类似debit card既野~ (4-20 00:14)
cowmoon : 雖然未正式諗，不過我諗第時我會出兩張比阿女，一兩萬 limit. 足夠佢有事可訂機票和酒店。如果沒 credit card 連住酒店都會好唔方便. (4-20 00:43)
cowmoon : 如果真係信唔過佢，可以要求佢比你 online check 佢 account? 分分鐘仲清楚個你匯款？ (4-20 00:45)
ANChan59 : Agree (4-20 00:55)
ABC-DAD : https://www.mastercard.us/en-us/consumers/find-card-products/prepaid-cards/travel-card.html (4-20 11:06)
Yanamami : 住酒店禁豪呀？ (4-20 11:49)
HKTHK : I strongly disagree! I think also important to differentiate between borrowing and use of card as payment mechanism (4-20 12:09)
cowmoon : 如果真係有需要？例如屋企有事要佢自己馬上回港？ (4-20 12:20)
cowmoon : 我同意！同 technology 一樣，你用佢同時要學識不被佢支配。 (4-20 12:24)
Yanamami : 出張机票dhl过去 (4-20 12:25)
cowmoon : 我都唔知。如果有事果個係我？咁邊個幫佢出機票？ (4-20 12:28)
ANChan59 : Thanks. (4-20 12:29)
cowmoon : 我 Lee 幾日在美國，女在奶奶家，發現幫女 pack 漏野，唯有叫佢自己返屋企搵，佢有指紋鎖。我愈來愈覺得自己攪唔到咁多野，唯有 delegate. (4-20 12:31)
ANChan59 : Exactly. Some pals mixed up this important difference. He has sufficient cash and saving in bank, earned by himself. (4-20 12:31)
Yanamami : Daddy.......总有个成年人吧~真係諗多左~ (4-20 12:32)
ANChan59 : You are living two decades back. If he is travelling and face emergency, it doesn't help. (4-20 12:33)
Yanamami : What sort of emergency？J is so smart and flexible, he will find his way home if necessary. (4-20 12:37)
Yanamami : 真係好担心既話，出多張除時改得曰期既机票俾佢咪得？ (4-20 12:42)
ABC-DAD : Visa好似都有類似嘅咭 (4-20 12:42)
cowmoon : 可能係我自己好細過就財政獨立，我係比較 loose。我讀大學已經有自己收入有比家用，我媽媽從來不過管我的財政。 (4-20 12:48)
Yanamami : 明白~~不过現在是父母出卡給子女呀~那不是跟你的独立剛相反？ (4-20 13:28)
ANChan59 : You are wrong, J's personal credit card and not our compliment card. (4-20 14:02)
ANChan59 : Yes, he has regular income and financial independence for sometime. (4-20 14:04)
ivantissue : 我中學時已做part time自己交學費，財政又係好獨立，父母從不過問。 (4-20 14:39)
Yanamami : 我答紧cowmoon呢~ (4-20 14:53)
ivantissue : ??我都係回應緊cowmoon自己學生時代已財政獨立呢。其實對住自己子女十幾年，會唔會亂花錢心中已有個底。 (4-20 15:39)
cowmoon : 同意 ivantissue 的意思，是關於獨立性和信任度。18 歲已是成人了。所以金錢概念（量入為出，借貸）要年紀再細一點的時候開始學習。 (4-20 16:22)
Yanamami : 我都同意从小教理財，只不过我見你同ivantissue話会出卡俾仔女……同你地少年時自己賺錢自己出卡俾自己有d分别啫~ (4-20 16:29)
cowmoon : 而且有好多野現在都係 online 買，另外攪個 PayPal 比佢不如比佢用信用卡？ (4-20 00:44)
ABC-DAD : 學生用信用咭唔係必要嘅，畢業後有三年工作經驗以上，有儲蓄習慣，再考慮用信用咭，一張起，兩張止啦。 (4-19 23:21)
ABC-DAD : Oversea, 學生用附屬咭不如用debit card,風險低好多咁喎，特殊須要銀行應有緊急支援服畀ceo呢類客戶喎，同銀行傾下 (4-19 23:27)
ANChan59 : US, not UK !!! (4-19 23:40)
ANChan59 : Add one point, he has his individual credit card last year. no more compliment card. (4-20 00:18)
ANChan59 : He has excellent saving habit, much more than I expect. (4-19 23:38)
ABC-DAD : Good (4-20 00:38)
ickwong : 仔有一張visa n 一張master，每張max 10000. 這幾年都under control, 儲有cash dollar消费或換super market coupon 比我。 (4-19 23:54)
ANChan59 : Thanks. You have the same idea as CEO. In case Visa doesn't work, you can have Master, vice versa. (4-20 00:04)
Yanamami : 乜情况下visa doesnt work呢？ (4-20 00:13)
ANChan59 : The line, the chip, the machine ..... (4-20 00:14)
ANChan59 : Both CEO and I had such experience, luckily enough, we have other card(s), like Master. (4-20 00:15)
ickwong : 係呀！要以備不時之需。 (4-20 22:48)
ivantissue : 仔升上大學後，local又或overseas都好，我應該也會申請附屬卡俾佢嘅。 (4-20 06:50)
Yanamami : 其实預計会有乜大額消費？我做学生時好少上館子，亦無買唔屬必須品既野，就算去玩都只係住B&B, 实在想像唔到有乜急要应~ (4-20 11:49)
HKTHK : For internship abroad, it is a must have and need higher credit limit. Need to separate emergency need with education on how to be financially responsible (4-20 12:01)
HKTHK : I think must have enough limit to buy a one way ticket back to HK (4-20 12:07)
ANChan59 : Yes, 20k is reasonable. (4-20 12:25)
ANChan59 : We are at the same page v (4-20 12:23)
HKTHK : Have you thought about health insurance? (4-20 12:07)
Yanamami : 呢个先係must! (4-20 12:27)
ANChan59 : CUHK and the sponsor company will cover and he will double check. (4-20 12:36)
HKTHK : If only by CUHK, make sure it covers US healthcare as that is normally a carve-out. Best if provided by sponsor company (4-20 17:02)
ANChan59 : Thanks for your reminder. I will remind J. (4-20 22:48)
ANChan59 : At the end, he applied CUHK Hang Send credit card. (4-20 14:06)
ANChan59 : 阿仔有附屬咭是18歲以前，作緊急之用，還有是買書訂書，或者事前得CEO批准。18歲後，他自己有獨立的信用咭。他亦不會用來借錢用，他很節制用$！ (4-20 23:11)
Radiomama : 外甥也是中大，升year 4啦! 有自己的信用卡，但從不亂用。 (4-21 09:41)
武航 : 兒子一般選擇轉機航線(平d) , 他不會有各地的貨幣,故信用卡有一定用途。他有: AE 是因可用有杜拜候機室, visa 平日用, 銀聯是因為海外免收費 (4-22 12:06)
ANChan59 : Thx. What's your son's plan after graduation? (4-22 12:18)
武航 : Offers from MSc UCL & Warwick are received, let him decide la. (4-22 14:55)
ANChan59 : (4-30 18:29)
武航 : 亞妹的留學基金慳返比埋亞哥, 不然, 快要賣腎了 (4-30 22:55)
ANChan59 : Money wise, you spent more on the son, how can you compensate your daughter in the future? (4-30 23:44)
16-4-19 15:49
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海星老師及 Amanda 在 "跟著矛盾去旅行" 節目中，一齊做 TSA 卷！
HKTHK : 近年香港最好睇嘅電視節目! (4-19 10:35)
ANChan59 : Cctvb 聽執！ (4-19 10:59)
HKTHK : 亞視 No 2?!?! (4-19 11:33)
ANChan59 : We need real competition ..... (4-19 15:59)
HKTHK : Competition is good but TV station is a bit like newspaper, only one winner! Warren Buffet described the competitive dynamics some time ago (4-19 16:07)
MC1128 : 仲未成氣候, 但總算是開始 (4-19 16:20)
cowmoon : 沒有深究，但如南韓有三家免費電視而還可以共存。 (4-19 22:04)
16-4-18 22:41
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We are watching"Ten Years" at home ......
cowmoon : Android App? (4-15 21:57)
ANChan59 : My son Downloaded the movie via Google Play Movie - use internet and download to IPad. Android can be downloaded to mobile phone. (4-16 00:33)
ANChan59 : HK$35+?, HD is a few bucks higher. (4-16 16:20)
ANChan59 : https://play.google.com/store/movies/details/ten_years?id=XdhCFGPTZGw&hl=en (4-17 16:37)
Yanamami : 好野喎~ (4-15 22:59)
ANChan59 : (4-16 00:33)
HKTHK : how do you like the movies? (4-16 03:40)
ANChan59 : Not all stories, but 3 out of 5 are very good. It reflected something happening or will be happened in HK, even futuristic, but so realistic. It's too heavy for both governments to admit them. (4-16 16:16)
ANChan59 : Anyway, I will buy one DVD for record keeping. (4-16 16:20)
16-4-15 21:30
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原來阿仔過往兩年有返去男拔幫中大介紹商學院，及相關課程！
Yanamami : 回饋嘛~ (4-10 12:24)
ANChan59 : 希望佢冇幫中大倒米！ (4-10 13:37)
ivantissue : 昨日中大商學院有個Academic Planning Day for F.5喎 (4-10 17:40)
ANChan59 : They do a lot of soft selling and experience sharing in secondary schools. (4-10 17:51)
MC1128 : 其實,幾間大學安排公開的,個別的, 介紹不同課程的場合, 多不勝數,現今學生要了解,機會多的是, 但EK還是見到很多不知情的網友家長 (4-10 17:59)
ANChan59 : Some kids seldom share the info with parents. (4-10 18:46)
MC1128 : 這也是的, 但家長識得上EK, 也應該識睇睇大學或學校內聯網的資料 (4-10 19:11)
MacMa : Coming Global Career Forum? (4-11 10:55)
ANChan59 : Not this one. Just for CUHK business school. (4-11 11:11)
MacMa : oic (4-11 12:30)
ANChan59 : Mac also considers business school? Just healthcare related? (4-11 12:42)
MacMa : He just has interest of healthcare related course (4-11 18:03)
16-4-9 22:04
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有冇人睇過港英年代的禁片？我睇過上影一日就禁的"皇天后土"，原本冇打算睇，一話禁立即撲飛，好彩睇到九點半！
HKTHK : 冇喎, 仲有乜嘢禁片? (4-5 20:25)
ANChan59 : I don't have any idea, except this one ! (4-5 20:30)
Stillgood2 : 仲有<天安門六四事件>三小時長片. (4-6 16:25)
Yanamami : 家下係youtube睇就可以了~ (4-5 21:11)
16-4-5 20:09
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I should buy the "Ten Years" DVD ..... for record and memory !
HKTHK : Yes! But I don't think out yet? (4-5 20:25)
Yanamami : 私藏禁片…… (4-5 21:03)
16-4-5 20:05
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facebook專頁「香港地」噚日宣佈李國章正式改咗名，解釋因為「國章」兩個字內含「國立」，所以要刪除，刪去之後咪變「李早」囉。
16-3-26 19:12
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再多一單巴士爆玻璃，看似不是單一例子了。如果我是張炳良，我會查強化玻璃生產商，生產者有符合CE證書，並不等同大貨合規格。我估計玻璃來自國內生產工廠！ ...
Yanamami : 好明顯質量有问題~天星碼头轉弯入彌敦道係半島停，巴士开得快極有限~ (2-18 13:37)
16-2-18 08:55
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康文處終於肯回歸正道，肯撤回，咪對方撤回司法覆核，讓一步海闊天空！
16-2-18 08:49
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春节给您送祝福，不求最早，不求最好，但求最诚！我的祝福不求最美，不求最全，但求最灵！祝您以及家人在新的一年里身体健康，万事如意！
16-2-8 10:06
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成日噏依法施政，亜視欠薪多少年月，剩係告打工仔高層，班老闆，投資者一直無事！
Yanamami : Oops...... 漏左“選擇性”依法施政先乎合国情！ (2-16 08:00)
16-2-5 14:47
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航空公司減燃料附加費，點解電力公司的燃料附加費冇減過！
ABC-DAD : 油有關嘅都未有？ (2-6 10:54)
ANChan59 : Not the same case. fuel surcharge based on oil price only. Gas station - oil price only small part of the total cost, major are consumption tax, fixed assets, labour costs and other operating cost. (2-6 23:55)
16-2-5 14:01
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The Cheating Class - Pearl now, 21:30.
16-2-4 21:35
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今日的「創科香港」訪問的兩位都是有心人，好佩服他們！李登偉教授是拔萃仔！
16-2-4 19:16
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今年年花好貴，金百合+雜花，十個頭水仙，接近一千元！
16-2-3 17:30
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今天下午去中大講書，阿仔在隔壁上堂，上完堂可能走過來坐坐！我叫他不要掟雞蛋及蕃茄
MC1128 : 約去飲杯咖啡 (1-26 12:20)
ANChan59 : Yes, we can go back home together. (1-26 14:46)
Yanamami : 平日佢未听夠你“説教”咩？ (1-26 16:17)
ANChan59 : Not the same. Say hello to uncles in CUHK. (1-26 16:22)
ANChan59 : He heard about some cases before, but in an university environment, it's not the same and he will grade A- for my presentation and facilitation. (1-26 19:16)
Yanamami : 好高評价 (1-26 20:19)
MC1128 : 嘩,好高分 (1-26 20:53)
ANChan59 : His comment based upon the lecture before mine ... (1-26 21:21)
16-1-26 11:09
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原來有人呷醋，鬍鬚曾明日參與亜投行成立典禮，所以要吹一帶一路搏好感？
HKTHK : 份施政報告係俾阿爺睇嘅, 推一帶一路咪係佢嘅連任計劃囉! (1-15 09:57)
ANChan59 : 可以做得聰明些！ (1-15 10:03)
ANChan59 : 習總城府好深，會弄巧成拙！ (1-15 10:04)
HKTHK : 真係做得太低莊啦! 自己個城市唔理, 走去搞無厘頭長遠計劃 (1-15 10:08)
HKTHK : 李波事件加埋呢一份施政報告, 令人十分期待"票債票償" (1-15 10:10)
ANChan59 : 建制派多得佢唔少。 (1-15 10:14)
cowmoon : 其實香港既 edge 始終都係金融，講完。 (1-15 10:15)
ANChan59 : 是的。
一路一帶，過半國家是伊斯蘭教的，他們對金融及銀行系統有不同理解。當年DT推伊斯蘭債券，咪無疾而終！會重蹈覆轍！ (1-15 10:19)
HKTHK : 香港根本就無條件做得起伊斯蘭金融! 同樣地香港亦都無條件做得起普教中同埋一帶一路 (1-15 10:33)
ABC-DAD : 搞好航運金融就穩陣，可惜佢唔係呢辧，面寬心窄，無人和，惡搞 (1-15 11:51)
ABC-DAD : 攪好的語言培訓啦，一國兩制下都仍要記得香港國際都會嘅定位。 (1-15 17:10)
ANChan59 : 包括語言藝術？ (1-20 07:55)
ABC-DAD : 一向存在嘅唔多講啦 (1-20 11:54)
ABC-DAD : 奇怪，廣場點會無人提罷課嘅？大學生嘅事唔係更關乎教育咩？ (1-20 12:04)
16-1-15 09:42
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一年一度，今晚 Mentees 請打邊爐！
ANChan59 : They have more dreams and plans ...... revising their 10 years plan. (1-7 22:16)
Yanamami : 一班人才对現狀可有何意見？十年計劃可会想得太美？还是太灰？ (1-8 21:14)
ANChan59 : 一個想去再讀演藝；一個想做夠兩年去讀碩士；另一個希望confirm 政府工！ (1-11 14:15)
ANChan59 : 沒有傾香港現象。只有提及買不起樓，個女學生想去外國讀演藝！ (1-11 14:17)
HKTHK : I think their dreams will be very different from ours! (1-11 14:19)
HKTHK : Very nice! (1-11 12:31)
ANChan59 : Yes (1-11 14:16)
16-1-7 18:05
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自由黨亂噏，撤強積金對冲，企業倒閉，乜邏輯嚟㗎！
16-1-5 20:01
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ANChan59 : Happy, Healthy and Prosperous 2016. (12-31 17:01)
HKTHK : Hope your family and you have a healthy and prosperous year as well! (1-1 21:58)
Yanamami : Hey~~~ (12-31 17:54)
MC1128 : 新年進步, 身體健康! (12-31 18:35)
like_travel : Yeah !!! All the best wishes! (12-31 22:47)
15-12-31 17:00
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,太細
