仲有邊啲國際學校或真正IB課程冇債卷要求？

maggieyyfong

the remaining $450000 payable if offer a spot which means total 500k non refunable

maggieyyfong

shadeslayer 發表於 14-2-12 14:01
ESF 不是債券，是提名權。

so NO debenture but HAVE nomination Rights

c200

Nomination Rights is not compulsory in Esf

sharons

咁。。。。名目唔重要，到底要比幾多同有冇refund 呢？

FattyDaddy

sharons 發表於 14-2-12 20:16
咁。。。。名目唔重要，到底要比幾多同有冇refund 呢？

No, it is all in their names, their names explain what they are, and they are very different ...

A Nomination Right is a "right" which you buy to "nominate" a child to be considered for admission, and there is no refund if the child is accepted because that right is already exercised.

A Debenture is a "debt" or a loan which is granted to the school, and they may or may not repay that loan depending on their terms.

sharons

原帖由 紅紅 於 14-02-12 發表
JIS, NIS?

yes...JIS is IB with PYP but NIS is not IB world school

sharons

原帖由 FattyDaddy 於 14-02-12 發表
No, it is all in their names, their names explain what they are, and they are very different ...

A  ...

thanks and understand ....咁ESF系的學校應該都要買不退還債卷嗎？

by the way....請教吓IB 同 AP 主要分別同各system的優/弱勢

FattyDaddy

sharons 發表於 14-2-12 20:45
thanks and understand ....咁ESF系的學校應該都要買不退還債卷嗎？

by the way....請教吓IB 同 AP 主要分 ...

Yes, parents will need to pay some kind of levy, some are one-off, some are recurring, some are refundable, some not, depending on the school, you can think of them as debentures that are unrelated to admission.

Starrynite

回覆 sharons 的帖子

CDNIS: can pay annual capital levy instead of buying debenture.

shadeslayer

sharons 發表於 14-2-12 20:45
thanks and understand ....咁ESF系的學校應該都要買不退還債卷嗎？

by the way....請教吓IB 同 AP 主要分 ...

咁ESF系的學校應該都要買不退還債卷嗎？



xxxxxx


No.  ESF has a very small refundable capital levy ($25,000) and they have non-refundable nomination rights ($500,000 or $400,000 for DC).  There is no non-refundable debenture.  Debenture by definition is refundable.


It is all on the ESF web site.

Mighty

我想做下魔鬼、選択学校這様重要的問題、学校個WEBSITE其実都好清楚、点解吾詳細D讀一讀、再問問題？　又話名目吾重要、哽係重要啦、真係太不求甚解LA！！

WYmom

sharons 發表於 14-2-12 20:16
咁。。。。名目唔重要，到底要比幾多同有冇refund 呢？

NO refund for all these!  Only pay or not pay!  Simple!  Even you pay, doesn't mean your child can get a place.

sharons

原因已有IS offer....但想知道有冇更多選擇，因為只考慮讀到Grade 5，所以要買債券的不會考慮。。。

shadeslayer

原帖由 sharons 於 14-02-13 發表
原因已有IS offer....但想知道有冇更多選擇，因為只考慮讀到Grade 5，所以要買債券的不會考慮。。。



  ...

你有學校收已經好幸福，而家要再考慮其他學校，又要一年後轉校？

只讀幾年，用 ESF 提名權就唔底。但債券有得收番，除非攞唔出，唔係做乜唔制呢？

FattyDaddy

shadeslayer 發表於 14-2-13 18:42
但債券有得收番 ...

This is not always true.

Debenture by definition just means debt or an acknowledgement of indebtedness, it doesn't say anything about repayment terms. Although it is common expectation that the debt will be repaid (usually without interest), what parents get back may vary a lot. Some school's debenture has a depreciation clause whereby the redemption value diminishes with time, may be all the way down to zero. Some school's debenture is transferable and parents may make a profit by selling it on the secondary market.

The golden rule is always examine the terms and conditions of each carefully, also, it is easier to first shortlist a number of schools and then look at their costs instead of first looking at the wallet and then see what could be bought.

shadeslayer

原帖由 FattyDaddy 於 14-02-13 發表
This is not always true.

Debenture by definition just means debt or an acknowledgement of indebtedn ...

Is there an IS in HK having a non refundable debenture (clearly stated as debenture and not capital levy or nomination rights)?

紅紅

原帖由 shadeslayer 於 14-02-14 發表
Is there an IS in HK having a non refundable debenture (clearly stated as debenture and not capital  ...

yes, 我女果間，我女入學時debenture是可refund, 但早排收到通知debenture轉了不可refund （舊生仍可refund, 只影響新生），另外亦要比annuel capital levy的，是兩樣唔同的，兩樣都要給，兩樣都沒有refund。

FattyDaddy

shadeslayer 發表於 14-2-14 00:31
Is there an IS in HK having a non refundable debenture (clearly stated as debenture and not capital  ...

Yes there is, Australian International School, clearly stated as debenture and non-refundable.

In fact they have 2 types:-

(1) A $100,000 Depreciating Debenture which is refundable but its value depreciates by 12.5% per year (so after 8 years it will have zero value).

(2) A $3,000,000 Gold Debenture which is non-refundable and non-transferable.

If you buy the "Gold" Debenture, your name will appear on a "professionally designed, permanent and fixed display in the lobby of the school and in the Foundations’ publications." {:1_1:}

You can read all about it at the link below:-
http://www.aishk.edu.hk/application-information/

sharons

如果有refund的又afford到而且又係好學校，其實都可以接受的，但今時今日好多IS嘅（額外費用）不單冇息收，仲本都可能收唔返了

sharons

妳所講的應該係ESF吧？