教育王國

標題: 想問 CAIS ICN and Debenture [打印本頁]

作者: mamabab 時間: 16-6-30 18:18 標題: 想問 CAIS ICN and Debenture

本帖最後由 mamabab 於 16-6-30 18:19 編輯

想知買左 debenture 後有冇學位保證,同埋pre class and G1 有冇限咩age?大B/細B? 先行致謝!!!!!!

作者: msmiu 時間: 16-7-1 01:21 標題: 回覆：mamabab 的帖子

U can only buy debenture after u get an offer. U won't be eligible to buy any debenture unless the school accepts your child.

作者: careysum 時間: 16-7-1 11:08

債券係要有左offer, 決定入讀先比，唔係比左錢先面試，另外，入到任何一個Grade都要跟返出生年份。

作者: mamabab 時間: 16-7-1 20:27

Thank you msmiu and careysum !!!!

作者: 小之爸 時間: 16-7-1 21:14

提示: 作者被禁止或刪除內容自動屏蔽

作者: mamabab 時間: 16-7-1 23:24

回覆小之爸的帖子

多謝你回覆啊,宜家明白多了!! 想問多句,咁CAIS買債券後會有面試機會嗎?

作者: 小之爸 時間: 16-7-3 00:07

提示: 作者被禁止或刪除內容自動屏蔽

作者: careysum 時間: 16-7-4 08:28

haha 都話有左offer，决定成為CAIS学生才有资格買債劵，那何來買债券來確保有面試呢？！

作者: mamabab 時間: 16-7-4 11:50

Haha,抱歉呢，因為聽過有international school係買債券就有面試機會，以為呢間都有添，多謝兩位釐清

作者: happy116 時間: 16-7-4 12:40 標題: 引用：Haha,抱歉呢，因為聽過有international+sch

原帖由 mamabab 於 16-07-04 發表
Haha,抱歉呢，因為聽過有international school係買債券就有面試機會，以為呢間都有添，多謝兩位釐清 ...

I think you are referring to "nomination right". There are schools offering nomination rights for a fee (e.g. RC and ESF). The notes of CAIS are not with that purpose.

作者: muibaby 時間: 16-7-19 14:21

May I know is it a "must" to buy the ICN once you got an offer from CAIS?

作者: happy116 時間: 16-7-19 19:10 標題: 引用：May+I+know+is+it+a+"must"+to+buy+the+ICN

原帖由 muibaby 於 16-07-19 發表
May I know is it a "must" to buy the ICN once you got an offer from CAIS?

It is not a must. You can pay annual levy (non refundable) instead.

作者: Popobobo 時間: 16-10-3 17:33

So the ICN is an one off payment and it is non refundable?

作者: torunpoland 時間: 16-10-3 18:38 標題: 回覆：Popobobo 的帖子

Yes one-off payment yet it is transferrable to someone interested in it via school when your kid leaves the school.

作者: Popobobo 時間: 16-10-4 00:34

torunpoland 發表於 16-10-3 18:38
Yes one-off payment yet it is transferrable to someone interested in it via school when your kid lea ...

Thank you for your reply. So we actually sell it to the school when our kid leaves the school, do you have any idea about the depreciation of the ICN? Like approximately how many %?

作者: torunpoland 時間: 16-10-4 08:56

Popobobo 發表於 16-10-4 00:34
Thank you for your reply. So we actually sell it to the school when our kid leaves the school, do y ...

本帖最後由 torunpoland 於 16-10-4 08:57 編輯

I have no idea as to the depreciation rate, as it is to be related to the prevailing inflation rate of the time when your kid leaves.

You'll get back the nominated value of the ICN when the kid leaves the school after nine years, for example. You gotta work out the inflation (or deflation, relatively rare) rate during the period from now to nine years later to decide how much the ICN depreciated or appreciated. It all depends on the number of years and the inflation (or deflation) rate. The very basic finance.

作者: Monstereasy 時間: 16-10-7 07:36 標題: 引用：Quote:torunpoland+發表於+16-10-3+18:38+

原帖由 Popobobo 於 16-10-04 發表
Thank you for your reply. So we actually sell it to the school when our kid leaves the school, do y ...

You may find more information from school website. The ICN is not depreciation type, it will remain same face value as per the date that that you purchased.

作者: torunpoland 時間: 16-10-7 07:49

回覆 Monstereasy 的帖子

Can the purchasing power of a sum of $400,000 be equal to that of the same amount N years later? It is what appreciation and depreciation means.

作者: Monstereasy 時間: 16-10-7 11:11 標題: 引用：回覆+Monstereasy+的帖子 Can+the+purchas

原帖由 torunpoland 於 16-10-07 發表
回覆 Monstereasy 的帖子

Can the purchasing power of a sum of $400,000 be equal to that of the same ...

A depreciating debentures depreciable annually by certain rate. In AISHK, debentures are depreciated by 12.5%. When debenture depreciated to zero, the debenture holder may purchase a new depreciating debenture or pay capital levy.

作者: torunpoland 時間: 16-10-7 11:24

Monstereasy 發表於 16-10-7 11:11
A depreciating debentures depreciable annually by certain rate. In AISHK, debentures are depreciated ...

Thanks! My post refers to the ICN of CAIS.

作者: random_dad 時間: 16-10-7 14:14

本帖最後由 random_dad 於 16-10-7 14:18 編輯

torunpoland 發表於 16-10-7 07:49
回覆 Monstereasy 的帖子

Can the purchasing power of a sum of $400,000 be equal to that of the same ...

What you are referring to is inflation/deflation, not depreciation.

To answer the poster Popobobo's question, CAIS ICNs are of the non-depreciating kind, except for a (relatively) small transfer fee, so you will receive the amount you paid for your ICN less that transfer fee.

You will, however, be subject to the inflationary effects and will lose via future purchasing power.

作者: torunpoland 時間: 16-10-7 14:24

random_dad 發表於 16-10-7 14:14
What you are referring to is inflation/deflation, not depreciation.

To answer the poster Popobobo' ...

Thank you.

作者: culver 時間: 16-10-7 14:27

random_dad 發表於 16-10-7 14:14
What you are referring to is inflation/deflation, not depreciation.

To answer the poster Popobobo' ...

Just attended their information session: Admission lady stated that when leaving, ICN can be sold to other newcomers via school, less 1% administration fee. Ie $4500

作者: Bunnygirl 時間: 16-10-14 10:03

Is it very difficult to get into CAIS first year if not from international kinder?

作者: random_dad 時間: 16-10-15 11:22

Bunnygirl 發表於 16-10-14 10:03
Is it very difficult to get into CAIS first year if not from international kinder?

Which kindergarten won't matter.

作者: Dtw 時間: 16-10-16 10:55

random_dad 發表於 16-10-15 11:22
Which kindergarten won't matter.

Does the school plan to offer IB programme in the future? It was mentioned in some newspapers but I can not find any information at the website.

作者: Mistletoe 時間: 16-10-16 14:24

回覆 happy116 的帖子

But I refer to the 2017-18 admission page, they mentioned: for new students, the ICN payment is due within 30 days of acceptance or prior to attending classes. Does it means a compulsory to Year 2017-18 new students? (i.e. because of the new campus)??

作者: random_dad 時間: 16-10-17 09:45

本帖最後由 random_dad 於 16-10-17 09:47 編輯

Dtw 發表於 16-10-16 10:55
Does the school plan to offer IB programme in the future? It was mentioned in some newspapers but ...

They have stated on more than one occasion that they are "looking" into IB.  It's up to you to infer what they mean by looking, as they're also "looking" or "investigating" into all options.  Whether you interpret that to be that they're always open to all options and being open minded, or whether they are heading towards the direction of IB, that's up to you.  Some that are hoping for IB are obviously going to read more into that statement, while others that don't want IB and wish for them to maintain their existing system might see that as just "talk" or fear there's something more sinister to the statement made.  The statement you are looking for can be found with the canned press releases that they did before summer, that seemed to have been tied to their fundraising announcement of the new campus.

My observations, freely given, and worth what you are paying for it:

a) it's incredibly difficult to change curriculum, because the teachers that are already hired will have been hired based on an old curriculum, and they may not be trained or qualified for something different.

b) it would upset quite a few existing parents as those parents had based their decisions on the current Alberta curriculum, and am relying on that for easy of entry into Canadian (and by extension, American) universities.  While IB would be accepted by those same universities, having a Canadian province accredited diploma opens up different avenues that an IB without a North American accreditation would not provide.

c) If you're not hoping for IB, then just assume everything will be the same, unless for some reason you are worried about them "losing" accreditation, in the same way that, for example, CDNIS is, as it appears they are going through some rough patches with their accreditation process (though may be hyped up).

d) If you are hoping for IB, why look at this school at all, as there are many other IB school choices in this city?  It's kind of like marrying someone in the hopes that they will one day change.  Not necessarily a wise idea...  ;)

作者: random_dad 時間: 16-10-17 09:49

本帖最後由 random_dad 於 16-10-17 09:49 編輯

Mistletoe 發表於 16-10-16 14:24
回覆 happy116 的帖子

But I refer to the 2017-18 admission page, they mentioned: for new students, t ...

That's a good question, and one I think you should ask by calling CAISBV themselves.

Previously, ICN's were not "mandatory", but that if students do not have an ICN/ICC or otherwise exempt, that they would be subject to a capital levy.

Whether it's become mandatory for new students I do not know, because the options that are open to parents of existing students may be different than those that are incoming for 2017-2018.

作者: Bunnygirl 時間: 16-10-18 11:35

回覆 random_dad 的帖子

thanks... but do they have very high requirement on english? I know most IS looks for native english speaker and worry that will be a major barrier.

作者: random_dad 時間: 16-10-18 11:51

本帖最後由 random_dad 於 16-10-18 11:52 編輯

Bunnygirl 發表於 16-10-18 11:35
回覆 random_dad 的帖子

thanks... but do they have very high requirement on english? I know most I ...

That would depend on your definition of "very high level".  I would suggest you might be looking at it the wrong way if you are looking at a hard cutoff...

If you look from their perspective, wouldn't you want a student that can understand their instructions from teachers?  So the level has to be at least one where the student isn't going to stare blankly trying to understand instructions because their English is insufficient.

Then you look at the application numbers being more than available spaces, and if you were them, would you choose a student that is academically strong that speaks very little English, or one that speaks and comprehends and can communicate in fluent English but might be middle-of-the-road academics?

I would suspect that what qualifies as "acceptable" English will be of a somewhat sliding scale, and that if you child can't communicate in English at all, then they are unlikely to succeed at the interview, whereas a child that can comprehend and communicate in English to the interviewer will have a good chance to succeed, assuming other factors are also satisfied.  From my observations, at the lower grades, there are quite a few non-native English speakers, and that they can be developed.  You can see other parent's comments as to the "accents" that some of the kids have, which would be an indicator as to how "native" the students are at entry.

作者: Bunnygirl 時間: 16-10-18 12:36

回覆 random_dad 的帖子

Thanks for your comment. She can communicate in english and her teachers in interest classes also comment she can follow instruction and give response promptly. But when it goes to an interview setting she may not as ease as normal. It is not the langauage problem but more of the environment and atmospheres.

作者: random_dad 時間: 16-10-18 14:02

本帖最後由 random_dad 於 16-10-18 14:03 編輯

Bunnygirl 發表於 16-10-18 12:36
回覆 random_dad 的帖子

Thanks for your comment. She can communicate in english and her teachers in ...

Such is life, unfortunately. I think with any admissions system, there's no true fairness, and often a child may overperform or underperform on interview day depending on the child's mood, environment, or whether it's a full moon... ;)

There's always a bit of luck or destiny involved. Why worry what you cannot control?

作者: dorahelen 時間: 16-11-10 16:16

How much does the ICN cost? So it's just a one-time payment throughout primary and secondary years? and how much is the yearly capital levy? Checked on the CAIS website but the information is not available.

歡迎光臨教育王國 (/)