教育王國

標題: 仲有邊啲國際學校或真正IB課程冇債卷要求？ [打印本頁]
作者: sharons    時間: 14-2-12 13:13     標題: 仲有邊啲國際學校或真正IB課程冇債卷要求？

如題，包括幼稚園、小學及中學



作者: shadeslayer    時間: 14-2-12 13:16     標題: 引用：如題，包括幼稚園、小學及中學 +

原帖由 sharons 於 14-02-12 發表
如題，包括幼稚園、小學及中學
ESF, KIS, Victoria, Creative?



作者: Ononma    時間: 14-2-12 13:18

Think
作者: shadeslayer    時間: 14-2-12 13:18     標題: 引用：Quote:原帖由+sharons+於+14-02-12+發表如

原帖由 shadeslayer 於 14-02-12 發表
ESF, KIS, Victoria, Creative?
要一條由幼稚園上到中學，又無債券，你真係少選擇。

KCIS 也好似無債券。



作者: sharons    時間: 14-2-12 13:55     標題: 回覆：shadeslayer 的帖子

聞說Victoria 今年都開始要買債卷，但唔算多，好似25萬，ESF 好似都要買50萬債卷，不如縮小範圍，有冇行IB PYP 的不用買債券？



作者: shadeslayer    時間: 14-2-12 14:01     標題: 引用：聞說Victoria+今年都開始要買債卷，但唔算

原帖由 sharons 於 14-02-12 發表
聞說Victoria 今年都開始要買債卷，但唔算多，好似25萬，ESF 好似都要買50萬債卷，不如縮小範圍，有冇行IB  ...
ESF 不是債券，是提名權。



作者: sharons    時間: 14-2-12 14:24     標題: 回覆：shadeslayer 的帖子

咁即係有冇得refund的？



作者: MrsGM    時間: 14-2-12 15:04     標題: 回覆：sharons 的帖子

Yes, full refund



作者: sharons    時間: 14-2-12 15:39     標題: 回覆：MrsGM 的帖子

咁都好似OK喎，收生是否有2類，第一類不用提名權但不保證學位，第二要類就要買提名權但學位保證呢？



作者: maggieyyfong    時間: 14-2-12 15:43

esf no refund!
only refund if fail the interview
作者: maggieyyfong    時間: 14-2-12 15:44

回覆 MrsGM 的帖子

no refund
作者: Artie    時間: 14-2-12 15:47

本帖最後由 Artie 於 14-2-12 15:48 編輯
sharons 發表於 14-2-12 15:39
咁都好似OK喎，收生是否有2類，第一類不用提名權但不保證學位，第二要類就要買提名權但學位保證呢？

normination rights 提名權，是你付款取得優先面試，小朋友還是通過面試才有學位
但付款方式較複雜，詳情可以看 esf 網頁

全部面試一視同仁，冇任何方法有學位保證

作者: MrsGM    時間: 14-2-12 15:58     標題: 回覆：仲有邊啲國際學校或真正IB課程冇債卷要求？

I thought ESF was a half a mil refundable debenture....?



作者: MrsGM    時間: 14-2-12 15:59     標題: 回覆：仲有邊啲國際學校或真正IB課程冇債卷要求？

You get it back after u complete ur school years with them



作者: MrsGM    時間: 14-2-12 16:07     標題: 回覆：仲有邊啲國際學校或真正IB課程冇債卷要求？

There's a 7k refundable debenture with their kindergarten. Maybe I got it all mixed up with the Refundable Capital Levy. I guess u don't get nominated rights money back....?



作者: MrsGM    時間: 14-2-12 16:09     標題: 回覆：仲有邊啲國際學校或真正IB課程冇債卷要求？

Ok sorted got this info on CWB ESF website.

There is NO debenture!
myphoto.jpg





圖片附件: myphoto.jpg (14-2-12 16:09, 151.5 KB) / 下載次數 12
/forum.php?mod=attachment&aid=MTk2ODN8NjdjZGFmMTR8MTc0OTI3Njg2MXww

作者: sharons    時間: 14-2-12 17:43     標題: 回覆：MrsGM 的帖子

many thx.....so more than ESF any debenture free PYP?



作者: 紅紅    時間: 14-2-12 18:07     標題: 回覆：仲有邊啲國際學校或真正IB課程冇債卷要求？

JIS, NIS?



作者: maggieyyfong    時間: 14-2-12 19:07

MrsGM 發表於 14-2-12 16:09
Ok sorted got this info on CWB ESF website.

There is NO debenture!
esf Primary school → the 500000 is non-refunable unless fail interview
作者: maggieyyfong    時間: 14-2-12 19:23


plz visit the Esf website

“Refundable Capital Levy payment is still applicable to the children joining ESF schools under the scheme.
INR deposit of HK$50,000 is only refundable if a child is unsuccessful at interview.“
作者: maggieyyfong    時間: 14-2-12 19:25

the remaining $450000 payable if offer a spot which means total 500k non refunable
作者: maggieyyfong    時間: 14-2-12 19:28

shadeslayer 發表於 14-2-12 14:01
ESF 不是債券，是提名權。
so NO debenture but HAVE nomination Rights
作者: c200    時間: 14-2-12 19:34     標題: 回覆：maggieyyfong 的帖子

Nomination Rights is not compulsory in Esf



作者: sharons    時間: 14-2-12 20:16     標題: 回覆：c200 的帖子

咁。。。。名目唔重要，到底要比幾多同有冇refund 呢？



作者: FattyDaddy    時間: 14-2-12 20:30

sharons 發表於 14-2-12 20:16
咁。。。。名目唔重要，到底要比幾多同有冇refund 呢？
No, it is all in their names, their names explain what they are, and they are very different ...

A Nomination Right is a "right" which you buy to "nominate" a child to be considered for admission, and there is no refund if the child is accepted because that right is already exercised.

A Debenture is a "debt" or a loan which is granted to the school, and they may or may not repay that loan depending on their terms.
作者: sharons    時間: 14-2-12 20:39     標題: 引用：JIS,+NIS? +

原帖由 紅紅 於 14-02-12 發表
JIS, NIS?
yes...JIS is IB with PYP but NIS is not IB world school



作者: sharons    時間: 14-2-12 20:45     標題: 引用：Quote:sharons+發表於+14-2-12+20:16+咁。

原帖由 FattyDaddy 於 14-02-12 發表
No, it is all in their names, their names explain what they are, and they are very different ...

A  ...
thanks and understand ....咁ESF系的學校應該都要買不退還債卷嗎？

by the way....請教吓IB 同 AP 主要分別同各system的優/弱勢



作者: FattyDaddy    時間: 14-2-12 20:59

sharons 發表於 14-2-12 20:45
thanks and understand ....咁ESF系的學校應該都要買不退還債卷嗎？

by the way....請教吓IB 同 AP 主要分 ...
Yes, parents will need to pay some kind of levy, some are one-off, some are recurring, some are refundable, some not, depending on the school, you can think of them as debentures that are unrelated to admission.
作者: Starrynite    時間: 14-2-12 22:15

回覆 sharons 的帖子

CDNIS: can pay annual capital levy instead of buying debenture.
作者: shadeslayer    時間: 14-2-13 01:40

sharons 發表於 14-2-12 20:45
thanks and understand ....咁ESF系的學校應該都要買不退還債卷嗎？

by the way....請教吓IB 同 AP 主要分 ...
咁ESF系的學校應該都要買不退還債卷嗎？



xxxxxx


No.  ESF has a very small refundable capital levy ($25,000) and they have non-refundable nomination rights ($500,000 or $400,000 for DC).  There is no non-refundable debenture.  Debenture by definition is refundable.


It is all on the ESF web site.
作者: Mighty    時間: 14-2-13 13:16

我想做下魔鬼、選択学校這様重要的問題、学校個WEBSITE其実都好清楚、点解吾詳細D讀一讀、再問問題？　又話名目吾重要、哽係重要啦、真係太不求甚解LA！！
作者: WYmom    時間: 14-2-13 13:37

sharons 發表於 14-2-12 20:16
咁。。。。名目唔重要，到底要比幾多同有冇refund 呢？
NO refund for all these!  Only pay or not pay!  Simple!  Even you pay, doesn't mean your child can get a place.
作者: sharons    時間: 14-2-13 14:23     標題: 回覆：Mighty 的帖子

原因已有IS offer....但想知道有冇更多選擇，因為只考慮讀到Grade 5，所以要買債券的不會考慮。。。



作者: shadeslayer    時間: 14-2-13 18:42     標題: 引用：原因已有IS+offer....但想知道有冇更多選擇

原帖由 sharons 於 14-02-13 發表
原因已有IS offer....但想知道有冇更多選擇，因為只考慮讀到Grade 5，所以要買債券的不會考慮。。。



  ...
你有學校收已經好幸福，而家要再考慮其他學校，又要一年後轉校？

只讀幾年，用 ESF 提名權就唔底。但債券有得收番，除非攞唔出，唔係做乜唔制呢？



作者: FattyDaddy    時間: 14-2-13 21:51

shadeslayer 發表於 14-2-13 18:42
但債券有得收番 ...
This is not always true.

Debenture by definition just means debt or an acknowledgement of indebtedness, it doesn't say anything about repayment terms. Although it is common expectation that the debt will be repaid (usually without interest), what parents get back may vary a lot. Some school's debenture has a depreciation clause whereby the redemption value diminishes with time, may be all the way down to zero. Some school's debenture is transferable and parents may make a profit by selling it on the secondary market.

The golden rule is always examine the terms and conditions of each carefully, also, it is easier to first shortlist a number of schools and then look at their costs instead of first looking at the wallet and then see what could be bought.

作者: shadeslayer    時間: 14-2-14 00:31     標題: 引用：Quote:shadeslayer+發表於+14-2-13+18:42+

原帖由 FattyDaddy 於 14-02-13 發表
This is not always true.

Debenture by definition just means debt or an acknowledgement of indebtedn ...
Is there an IS in HK having a non refundable debenture (clearly stated as debenture and not capital levy or nomination rights)?



作者: 紅紅    時間: 14-2-14 01:31     標題: 引用：Quote:原帖由+FattyDaddy+於+14-02-13+發表

原帖由 shadeslayer 於 14-02-14 發表
Is there an IS in HK having a non refundable debenture (clearly stated as debenture and not capital  ...
yes, 我女果間，我女入學時debenture是可refund, 但早排收到通知debenture轉了不可refund （舊生仍可refund, 只影響新生），另外亦要比annuel capital levy的，是兩樣唔同的，兩樣都要給，兩樣都沒有refund。



作者: FattyDaddy    時間: 14-2-14 01:47

shadeslayer 發表於 14-2-14 00:31
Is there an IS in HK having a non refundable debenture (clearly stated as debenture and not capital  ...
Yes there is, Australian International School, clearly stated as debenture and non-refundable.

In fact they have 2 types:-

(1) A $100,000 Depreciating Debenture which is refundable but its value depreciates by 12.5% per year (so after 8 years it will have zero value).

(2) A $3,000,000 Gold Debenture which is non-refundable and non-transferable.

If you buy the "Gold" Debenture, your name will appear on a "professionally designed, permanent and fixed display in the lobby of the school and in the Foundations’ publications." {:1_1:}

You can read all about it at the link below:-
http://www.aishk.edu.hk/application-information/
作者: sharons    時間: 14-2-14 03:29     標題: 回覆：shadeslayer 的帖子

如果有refund的又afford到而且又係好學校，其實都可以接受的，但今時今日好多IS嘅（額外費用）不單冇息收，仲本都可能收唔返了



作者: sharons    時間: 14-2-14 03:30     標題: 回覆：紅紅 的帖子

妳所講的應該係ESF吧？



作者: sharons    時間: 14-2-14 03:30     標題: 引用：Quote:原帖由+shadeslayer+於+14-02-14+發

原帖由 紅紅 於 14-02-14 發表
yes, 我女果間，我女入學時debenture是可refund, 但早排收到通知debenture轉了不可refund （舊生仍可refund ...
妳所講的應該係ESF吧？



作者: sharons    時間: 14-2-14 03:31     標題: 引用：Quote:原帖由+sharons+於+14-02-13+發表原

原帖由 shadeslayer 於 14-02-13 發表
你有學校收已經好幸福，而家要再考慮其他學校，又要一年後轉校？

只讀幾年，用 ESF 提名權就唔底。但債券 ...
如果有refund的又afford到而且又係好學校，其實都可以接受的，但今時今日好多IS嘅（額外費用）不單冇息收，仲本都可能收唔返了



作者: shadeslayer    時間: 14-2-14 07:53     標題: 引用：Quote:shadeslayer+發表於+14-2-14+00:31+I

原帖由 FattyDaddy 於 14-02-14 發表
Yes there is, Australian International School, clearly stated as debenture and non-refundable.

In f ...
Ok, but refunding part of the money is still a refund. Debenture that is strictly non refundable is uncommon. Why would somebody call it a debt when you do not intent to repay it.



作者: shadeslayer    時間: 14-2-14 07:59     標題: 引用：Quote:原帖由+shadeslayer+於+14-02-13+發

原帖由 sharons 於 14-02-14 發表
如果有refund的又afford到而且又係好學校，其實都可以接受的，但今時今日好多IS嘅（額外費用）不單冇息收， ...
Many IS have refundable debenture and many of them refund the full amount without interest. You lose a few years of interest, does it make such a big difference in choosing a school?

You intend to spend substantial money anyway when you decided to put your child in a IS. Should you focus on getting in and the kind of education the school offers?



作者: 紅紅    時間: 14-2-14 08:14     標題: 引用：Quote:原帖由+紅紅+於+14-02-14+發表yes,+

原帖由 sharons 於 14-02-14 發表
妳所講的應該係ESF吧？
不是，EFS不是沒有debebture嗎？



作者: shadeslayer    時間: 14-2-14 08:18     標題: 引用：Quote:原帖由+shadeslayer+於+14-02-14+發

原帖由 紅紅 於 14-02-14 發表
yes, 我女果間，我女入學時debenture是可refund, 但早排收到通知debenture轉了不可refund （舊生仍可refund ...
嘩，好等錢使。



作者: shadeslayer    時間: 14-2-14 08:25

sharons 發表於 14-2-14 03:30
妳所講的應該係ESF吧？
After 3 pages of discussion and many Q&As, you are still confused. You seriously need to start doing more research by checking out the ESF web site instead if spending time here.  
作者: 紅紅    時間: 14-2-14 08:30     標題: 回覆：仲有邊啲國際學校或真正IB課程冇債卷要求？

早幾年會比較多IS有 refundable debenture, 有d仲係連capital levy都唔收，但e+已買少見少了，我幫女兒揾學校時做的research, 見有好幾間都是近幾年開始收debenture或capital levy, 幸好我女兒去年入學，只收$30K refundable debenture, 只要有一個學期notice就可攞返，但早排收到信話下學年入學的學生將要收取$50k debenture, 而且是non-refundable。另外學校亦一向有$12k annuel capital levy。

其實我諗係因為近年IS需求量大，很多IS都想擴張，所以要多d資金。



作者: 紅紅    時間: 14-2-14 08:44     標題: 引用：Quote:原帖由+紅紅+於+14-02-14+發表yes,+

原帖由 shadeslayer 於 14-02-14 發表
嘩，好等錢使。
都係，應該是計劃擴充校舍之類，不過幸好只是數萬元，也不算太多。



作者: FattyDaddy    時間: 14-2-14 10:37

shadeslayer 發表於 14-2-14 07:53
Ok, but refunding part of the money is still a refund. Debenture that is strictly non refundable is  ...
What about their $3 million "Gold" Debenture, non-refundable and non-transferable. Debt just means debt, doesn't say how or if it is repaid. Anyway, not important {:1_1:}
作者: sharons    時間: 14-2-14 12:54     標題: 引用：Quote:sharons+發表於+14-2-14+03:30+妳所

原帖由 shadeslayer 於 14-02-14 發表
After 3 pages of discussion and many Q&As, you are still confused. You seriously need to start doing ...
到底妳是否有小孩今明兩年開始入學的？不管是early learning or PYP，知否好多IS的new policy just release in these few months? are you really updated for ALL IS policy? I'm not that's why I'm asking here SINCERELY.



作者: sharons    時間: 14-2-14 13:01     標題: 回覆：sharons 的帖子

本帖最後由 sharons 於 14-2-15 03:06 編輯

http://www.esfkindergartens.org.hk/schools/tsing-yi/fee.html

ESF Tsing Yi Kindergarten
..... Taking up a Place
The securing of a place after an offer has been made requires
(1) the purchase (at a cost of HK$7,000) of a refundable debenture and
(2) payment in advance of the first month's school fees.If a child is withdrawn from the kindergarten prior to the commencement of the academic year, the first month's school fees will not be refunded and the debenture will not be redeemed unless two months' advance written notice is provided to the kindergarten.

Refundable Debenture
One refundable debenture must be acquired for each child attending the kindergarten before entry of such child into the kindergarten.The refundable debenture will be redeemed on the earlier of:
(a) the date the child (for whom this debenture was acquired) graduates from the kindergarten, which is normally at the end of K2, or
(b) the expiry of 2 months' notice in writing to the kindergarten of the child's withdrawal from kindergarten provided that all fees due to ESL have been fully paid at that date. If neither of the above is satisfied then this debenture will not be redeemed.If a child is withdrawn from the kindergarten prior to the commencement of the academic year, ESL will not redeem the debenture unless two months' advance written notice is provided to the kindergarten.



作者: sharons    時間: 14-2-14 13:16     標題: 回覆：sharons 的帖子

2. 收生優先次序報讀英基屬下學校的學童將被納入輪候名單中。學童將會以以下優先次序獲安排面試／評估：

1. 英基企業提名權持有人
2.英基全職教職員的子女（包括英基學校協會及英基教育服務有限公司）
3. 有兄弟姊妹現正就讀英基中、小學或賽馬會善樂學校的學童
4. 英基個人提名權持有人
5. 曾就讀英基三年或以上的舊生的子女，或曾居留海外現再度回港的英基舊生
6. 其他需要以英語教學的教育的學童附註：以下安排僅適用於2013年9月及2014年9月提交的第1班

中央入學申請：報讀英基國際幼稚園的學童如在適用的1月份第1班面試期前已於幼稚園就讀至少兩個學期，將會獲得優先面試機會。



作者: sharons    時間: 14-2-14 13:20     標題: 回覆：sharons 的帖子

http://www.esf.edu.hk/zh/node/5703

英基個人提名權

詳情及程序







歡迎光臨 教育王國 (/) Powered by Discuz! X1.5