教育王國

標題: 6000學費！點解有津貼都收得咁貴？ [打印本頁]

作者: 健康媽媽 時間: 08-9-9 01:34 標題: 6000學費！點解有津貼都收得咁貴？

http://www.spcc.edu.hk/NewsPic/newsLinkFile_293.pdf

作者: ickwong 時間: 08-9-9 13:39

TOO MUCH!
It's not worth.

作者: lemonred 時間: 08-9-9 17:22 標題: 回覆 # 的文章

加價幅度太驚人25%, 唔係有PTA, 不知在此加價之議題上有沒有同家長商討? 如果沒有PTA有何用? 其他學校加價好似有在PTA商討.

作者: TL128 時間: 08-9-9 20:15

I feel so stressful about the school fee! What can we do?!

作者: 健康媽媽 時間: 08-9-9 22:25

已經有津貼，仲收6000。講真番左兩星期學，雖然真係幾好，但係依家好多學校其實都不斷進步，但都唔會咁貴學費。問心學校又唔係真係好大好靚到咁驚人，但學費就真係嚇怕人！
坦白講，如果小朋友真係幾叻都仲話，因為學校隨時會選你去參加比賽及入Choir，仲叫做用番多D資源，否則真係有D陪太子讀書之感。我個仔現時的導修堂叫做好彩可以去choir及朗誦練習，但細仔冇阿哥咁醒，依家成6000蚊學費，認真要考慮值唔值得讀。
講真，PTA裡可能好多非富則貴，加1200蚊點得乜，買個手袋都唔止，今日簡介會成群人參加，唔少有名車司機接送，你地有人嫌貴放棄可能仲好。
其實，好多家長都唔係負擔唔起，但忽然間大幅加３成，點都覺得唔舒服！

作者: kittylock 時間: 08-9-10 11:15

講真我都覺得消息來得好突然，之前亦沒有諮詢..... 只是前天下午收到學校SMS話校董會有公佈，叫家長自己去學校網頁查閱！

我知男小拔都好似由$38,000 加到 $40,000，加幅約5%.

昨天看星島教育版，Anissa Chan 話預早一年通知家長，待他們考慮是否退學？！

雖然每月洗多 $1,200 唔算好"多"，但加上其他額外支出的加幅也不算少了！

至于 PTA，聞說主席已冇做，committe 換晒人，也有不少老師(前麥小)離職...

原帖由 健康媽媽 於 08-9-9 22:25 發表
已經有津貼，仲收6000。講真番左兩星期學，雖然真係幾好，但係依家好多學校其實都不斷進步，但都唔會咁貴學費。問心學校又唔係真係好大好靚到咁驚人，但學費就真係嚇怕人！
坦白講，如果小朋友真係幾叻都仲話，因為學校隨時會選你去 ...

[ 本帖最後由 kittylock 於 08-9-10 11:29 編輯 ]

作者: 健康媽媽 時間: 08-9-10 11:29

其實應該早D講，當初覺得男拔同Spcc學費差不多，咁就揀後者，相信有人都係咁，依家差咁遠學費就點都會覺得早知揀前者。

作者: kittylock 時間: 08-9-10 11:34

其實我反而喜歡舊校舍

，課室大d，樓底高d，好 feel d ..... 最重要係近屋企d，唔駛日日座成個鐘校車返學。

不過上到中學返番中區上學又會好好多！！

原帖由 健康媽媽 於 08-9-10 11:29 發表
其實應該早D講，當初覺得男拔同Spcc學費差不多，咁就揀後者，相信有人都係咁，依家差咁遠學費就點都會覺得早知揀前者。

[ 本帖最後由 kittylock 於 08-9-11 10:52 編輯 ]

作者: DSS 時間: 08-9-10 11:46

Actually part of the the tuition fee was spent on the students and parents are not required to pay any miscellaneous fees as with other schools notwithstading the following services were provided free of charge: .

ECA within school hours twice in a week, maintenance of the school campus including a laboratory and other facilities which an ordinary primary school will not provide, outward bound course for all P.5 students and graduation trip for all P.6 students each lasting 5-day.,annual picnics and bonus picnics, on-loan reference books, air-conditioning etc.

Considering the inflation standard over the past 2 years, this is unavoidable and I have full trust on the school management for their decision.

作者: 健康媽媽 時間: 08-9-10 11:59

ｓｐｃｃ係好學校係唔會有人懷疑，否則都唔會安排小朋友入讀，但兩堂免費課外活動，其他冇收咁貴的直資一樣有，當你自己出外面俾錢學，都係有限錢，而且我地亦都唔係個個月去旅行、同外展訓練，無可否認學費真係算貴。唔好忘記ｓｐｃｃ仲要有資助而非私校。

作者: kittylock 時間: 08-9-10 12:09

As mentioned in the letter, the Board don't want to see a Deficit Budget and hence they have to raise school fee by 25% to cover additional maintenance cost of the Y2K campus and >10% of salary increment of staff!

Yes, seems raising school fee has solid grounds and inevitable ... but do they think of other cost saving ideas which help to keep breakeven position instead of just putting extra burden on parents' shoulders?

原帖由 DSS 於 08-9-10 11:46 發表
Actually part of the the tuition fee was spent on the students and parents are not required to pay any miscellaneous fees as with other schools notwithstading the following services were provided free ...

[ 本帖最後由 kittylock 於 08-9-11 12:32 編輯 ]

作者: YanYansweetie 時間: 08-9-10 12:18

其實校方會吾會太大駛? 好多好學校平ｄ，一樣有好好的師資同設備．出到好好的result.

作者: 健康媽媽 時間: 08-9-10 12:33

而且係唔係唔應該加咁多呀？有人話六年班不用加學費是否屬實呢？

今次咁加法，多少會影響到部份入學申請人郤步！

有人在討論區就咁講：

羅怡基校長主政時代﹐貧富學生各半﹐名校聲譽來自考試成績﹔如今非富則貴﹐有
理無錢莫進來﹐成就了貴族學校的實名。
敲門而不得其入者不必難過﹐塞翁失馬﹐焉知非福?

作者: kittylock 時間: 08-9-10 13:00

哈哈！我同朋友呻話出年要加成25%學費，我朋友反而同我講，可以付$60K學費俾聖保羅係一種 "Honour"!!

可能佢地一次性加幅咁大係包埋個 honourable name 嘅價值？！

原帖由 健康媽媽 於 08-9-10 12:33 發表
而且係唔係唔應該加咁多呀？有人話六年班不用加學費是否屬實呢？

今次咁加法，多少會影響到部份入學申請人郤步！

有人在討論區就咁講：

羅怡基校長主政時代﹐貧富學生各半﹐名校聲譽來自考試成績﹔如今非富則貴﹐有
理無錢莫進來﹐成 ...

[ 本帖最後由 kittylock 於 08-9-10 13:11 編輯 ]

作者: kittylock 時間: 08-9-10 14:31

健康媽媽，

請問你是否已有一子一女在本校就讀？我無意中見到你另一個 post 話女兒在今年取SPCC而放棄DGJS.

相信你還有一個細仔，咁俾3份學費又真係好"甘"！！

原帖由 健康媽媽 於 08-9-10 11:29 發表
其實應該早D講，當初覺得男拔同Spcc學費差不多，咁就揀後者，相信有人都係咁，依家差咁遠學費就點都會覺得早知揀前者。

[ 本帖最後由 kittylock 於 08-9-10 15:12 編輯 ]

作者: YanYansweetie 時間: 08-9-10 15:01

年年20%加幅, 三年後就100k一年.
對於好多打工, 又剛攞吾到fee remission 是好大負擔...
co-ed 己是名符其實的貴族學校, 一般中產都好難afford.

作者: kittylock 時間: 08-9-10 15:24

相信學校不會年年增收20%學費吧！

我估計因學校不想(也不會)每年調整學費，所以一次過加得這麼"狠"!!

$60K這水平應會維持到 2012年中學部改善工程完成吧！

至于 fee remission scheme, 我個人覺得門檻算高，只扣除供樓開支計 disposable income. 須知真正"可用"income 遠低於 formula 計算出來的數.

唔計其他課外洗費，其他必要開支如入息稅、MPF供款、菲傭+levy、保險、燈油火臘等都會蠶食定義下的 Disposable Income!!

原帖由 YanYansweetie 於 08-9-10 15:01 發表
年年20%加幅, 三年後就100k一年.
對於好多打工, 又剛攞吾到fee remission 是好大負擔...
co-ed 己是名符其實的貴族學校, 一般中產都好難afford.

[ 本帖最後由 kittylock 於 08-9-10 18:23 編輯 ]

作者: YanYansweetie 時間: 08-9-10 16:26

besides, net asset value (market value - outstanding loan), if over $500K, 10% will be deemed as income is not reasonable.

for home purchase, 70% is the norm. the net asset value would over $500K ka lar. there is no cash inflow, how should it deemed as disposable income??

作者: kittylock 時間: 08-9-10 16:40

YanYansweetie,

Are you also one of the parents of SPCC?

Pls take note that the assets mentioned excludes the value of the family's principal residence but includes other properties.

So the NAV of 2nd properties onwards will only be counted for calculating household income purpose.

btw, I guess the addition of 10% of NAV of 2nd property on household income is mainly used to offset mortgage payment (of property concerned, if any) claimed. Hence they only allow for deduction of mortgage payment of one single property.

Think we may convey our comments to Mr. YL Chan, the school Financial Controller, which I think the remission scheme was drawn up by him.

原帖由 YanYansweetie 於 08-9-10 16:26 發表
besides, net asset value (market value - outstanding loan), if over $500K, 10% will be deemed as income is not reasonable.

for home purchase, 70% is the norm. the net asset value would over $500K ka ...

[ 本帖最後由 kittylock 於 08-9-10 17:14 編輯 ]

作者: YanYansweetie 時間: 08-9-10 17:10

i.c. for 2nd properties, if rent out, the rental income already counted as disposable income. the 10% on the NAV over $500K is double count. If not rent out, there is no cash inflow.

the fee remission is good for those doing business because they have the flexibility to plan, but for working mid-level, not many can enjoy.

in addition, at least the salary tax should be excluded from the disposable income as this is un-avoidable cash outflow.

I'm an accountant but not yet a member of SPCC family. I attended the briefing yesterday and considering whether I should submit the application for my daughter. While there is no doubt that SPCC is a good school, I have hesitations on the school fee. especially i have no idea on how much it will increase in the coming 12 years.

While set high school fee projects a novel image, it shield out students at mid-level with potentials.

作者: kittylock 時間: 08-9-10 17:26

I agree with you that taxation paid should be deducted from disposable income in the remission scheme.

Definition of Disposable Income:-

The amount of income left to an individual after taxes have been paid, available for spending and saving.

Seems both rental income and 10% NAV of 2nd property will be taken into account in calculating disposable income, which I also think it will cause double counting of income!

If you think your daughter has potential, why don't you let her try?

原帖由 YanYansweetie 於 08-9-10 17:10 發表
i.c. for 2nd properties, if rent out, the rental income already counted as disposable income. the 10% on the NAV over $500K is double count. If not rent out, there is no cash inflow.

the fee remissi ...

[ 本帖最後由 kittylock 於 08-9-10 18:24 編輯 ]

作者: YanYansweetie 時間: 08-9-10 17:58

Kittylock

My daughter already got an offer from another DSS, which I think is a good school also. So i'm thinking whether I could afford the fees before go ahead.

Besides tution fee, how much money we have to pay in average per year(e.g. ECA, holiday trips)?

作者: kittylock 時間: 08-9-10 18:04

Actually ECA fee and trip cost is very personal and varies greatly from person to person.

As the school requires 1體1音, the kid has to learn at least 1 musical insturment and 1 sport activity (swimming, ping-pong etc). Fee charged very much depends on levels and individual tutors.

So it's really hard to tell how much to pay.

btw, there's not much fees required to pay out besides school fee e.g. outings, visits etc.

原帖由 YanYansweetie 於 08-9-10 17:58 發表
Kittylock

My daughter already got an offer from another DSS, which I think is a good school also. So i'm thinking whether I could afford the fees before go ahead.

Besides tution fee, how much money ...

[ 本帖最後由 kittylock 於 08-9-10 18:14 編輯 ]

作者: YanYansweetie 時間: 08-9-10 18:11

umm... do you have rough idea for
say participate 1 sports (e.g. fencing introductory) and 1 non-sports (e.g. choir) and 1 trip organized by school during summer.

作者: kittylock 時間: 08-9-10 18:16

I've no idea on fencing.

For choir, it is FOC but can only join if the kid is picked by teachers. However, I think you should treat it an additional activity in the scope of music. Yet student still required to learn at least 1 musical instrument.

Not sure whether the school will organise summer trip. Haven't come across it yet!

原帖由 YanYansweetie 於 08-9-10 18:11 發表
umm... do you have rough idea for
say participate 1 sports (e.g. fencing introductory) and 1 non-sports (e.g. choir) and 1 trip organized by school during summer.

[ 本帖最後由 kittylock 於 08-9-11 07:01 編輯 ]

作者: YanYansweetie 時間: 08-9-11 08:42

Kitty, thanks for the information.

作者: cman_li 時間: 08-9-12 10:28

原帖由 kittylock 於 08-9-10 13:00 發表
哈哈！我同朋友呻話出年要加成25%學費，我朋友反而同我講，可以付$60K學費俾聖保羅係一種 "Honour"!!

可能佢地一次性加幅咁大係包埋個 honourable name 嘅價值？！

...

"Honour" doesn't mean that paying high tution fee but is given to someone wholly devote such as below:

http://www2.dbs.edu.hk/gallery/2008-2009/The%20Opening%20Ceremony%20of%20the%20Samuel%20Tak%20Lee%20Building/IMG_3902.jpg

[ 本帖最後由 cman_li 於 08-9-12 10:42 編輯 ]

作者: kittylock 時間: 08-9-12 12:11

Actually I'm just kidding!

Don't take the way I interpreted "Honour" too serious....

原帖由 cman_li 於 08-9-12 10:28 發表

"Honour" doesn't mean that paying high tution fee but is given to someone wholly devote such as below:

http://www2.dbs.edu.hk/gallery/2008-2009/The%20Opening%20Ceremony%20of%20the%20Samuel%20Tak%2 ...

[ 本帖最後由 kittylock 於 08-9-12 12:13 編輯 ]

作者: DSS 時間: 08-9-14 13:53

Under the Governement Subsidy Policy,for the $1,200 increase of the school fee, 50% have to be spent on scholarship and remission.

Based on 2007/8 subsidies level, the annual school fee for all DSS Primary Schools with 16 years or above history should be capped at:

$27,103 (subsidies rate) x 3 1/3 = 90,343

http://www.edb.gov.hk/FileManager/TC/Content_741/schcomparison%202c.pdf

http://www.edb.gov.hk/filemanager/tc/content_1489/dssrate_c.pdf

作者: YanYansweetie 時間: 08-9-14 18:10

根據DSS的資料, spcc 是收了政府准許的最高學費$60,000 (即約$27,103 x 2 1/3), 所以理論上沒有其他直資會收多過$60,000一年.

umm...如spcc以後的加幅是subsidies rate X 2 1/3. 假設 subsidies rate每年加6%, 學費每年相應提高,以後每年的學費可能是:

            Subsidies rate       Tution fee (x 2 1/3)
1st year: $28,750                66,000
2nd year: $30,500                70,000
3rd year: $32,500                75,000
4th year: $34,500                80,000
5th year: $36,500                84,000

以上assumptions的結果是學費每年加約$5,000

[ 本帖最後由 YanYansweetie 於 08-9-15 08:47 編輯 ]

作者: DSS 時間: 08-9-14 19:49

Just to correct YanYansweetie as the factor should be more than 2 1/3 times or is equivalent to 3 1/3 times of the subsidies:

原帖由 YanYansweetie 於 08-9-14 18:10 發表
根據DSS的資料, spcc 是收了政府准許的最高學費$60,000 (即約$27,103 x 2 1/3), 所以理論上沒有其他直資會收多過$60,000一年.

umm...如spcc以後的加幅是subsidies rate X 2 1/3. 假設 subsidies rate每年加6%, 學 ...

作者: YanYansweetie 時間: 08-9-15 08:26

DSS,
2 1/3 和 3 1/3 的difference, 會吾會是政府的subsidies rate, 即是不需從家長中收取?

[ 本帖最後由 YanYansweetie 於 08-9-15 08:48 編輯 ]

作者: YanYansweetie 時間: 08-9-15 08:36

關於remission scheme寛鬆與否, 又帶出一個考慮:

寛鬆, 令更多人受惠, 但學校支出由更少人全數承擔, 於是加價壓力更大.

作者: DSS 時間: 08-9-15 12:15

Oops! You are right. 3 1/3 times should be inclusive of the subsidies.

原帖由 YanYansweetie 於 08-9-15 08:26 發表
DSS,
2 1/3 和 3 1/3 的difference, 會吾會是政府的subsidies rate, 即是不需從家長中收取?

作者: ericby 時間: 08-9-17 11:08

so please don't let your children apply the school.

原帖由 健康媽媽 於 08-9-10 11:59 發表
ｓｐｃｃ係好學校係唔會有人懷疑，否則都唔會安排小朋友入讀，但兩堂免費課外活動，其他冇收咁貴的直資一樣有，當你自己出外面俾錢學，都係有限錢，而且我地亦都唔係個個月去旅行、同外展訓練，無可否認學費真係算貴。唔好忘記ｓｐｃｃ仲要有資助而 ...

作者: YanYansweetie 時間: 08-9-17 19:52

ericby,
請問你是spcc的家長嗎? 你的孩子能在二千人中被選出, 相信一定有很好的實力. 能否向一些準家長share下?

作者: BillieBug 時間: 08-9-18 00:26 標題: 關於課外活動....

題外話, 請問摺紙班好玩嗎? 囝囝抽中這班課外活動, 不知他會否覺得太靜態,有d悶呢?!

pls advise! Thanks in advance!

[ 本帖最後由 BillieBug 於 08-9-18 00:39 編輯 ]

作者: littlewoman 時間: 08-9-18 15:54

Why do you always ask parents not to choose SPCC? Do you know any black sides of this school that no one knows? Can you share with us?

原帖由 ericby 於 08-9-17 11:08 發表
so please don't let your children apply the school.

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